EPF is also called the Employee Provident Fund Scheme. It is one where the employees contribute a small portion of their remuneration i.e. 12% of their basic pay every month. A matching amount is contributed by the employer. Such a contribution, together, form a corpus. This is to be used to fund the employee’s retirement. EPF withdrawal by employees can, however, be done earlier itself during the course of their employment or retires from employment.

Further, complete withdrawal of EPF while resigned from service only after two months of resignation or Partial withdrawal of EPF can be done under certain circumstances and subject to certain prescribed conditions which are Marriage, Education, Illness, Purchase of land / purchase or construction of a house, Home Loan repayment, Renovation of house,etc.

Procedure for EPF withdrawal

The EPFO has very recently come up with the online facility of withdrawal which has rendered the entire process easier and less time-consuming. To apply for withdrawal of EPF online through EPF Portal, make sure that the following conditions are met:

1.UAN (Universal Account Number) is activated and the mobile number used for activating the UAN is in working condition. If UAN is not activated then follow the below link:

Read: How to activate UAN online?

2. UAN is linked with your KYC i.e. Aadhaar, PAN and bank details along with the IFSC code. If UAN is not KYC seeded then follow the below link:

Also Read: How to update KYC for UAN Online?

Steps to apply for EPF withdrawal online:

Step – 1 Go to the UAN Member Portal and login with using UAN, password and captcha.

Withdraw EPF
UAN Login Page

Step – 2 Then, click on the tab ‘Manage’ and select KYC to check whether your KYC details such as Aadhaar, PAN and bank details are correct and verified or not.

Step – 3 After the KYC details are verified, go to the tab Online Services’ and select the option ‘Claim’ from the drop-down menu.

Step – 4 The ‘Claim’ screen will display the member details, KYC details and other service details.

Step – 5 Enter last four digit bank account number then click on verify. You will get a Certificate of Undertaking window Click on “Yes” then ‘Proceed For Online Claim’ to submit your claim form.

Step – 6 In the claim form, select the claim you require i.e full EPF Settlement (Form – 19), EPF Part withdrawal (Form – 31) (loan/advance) or pension withdrawal (Form – 10C), under the tab ‘I Want To Apply For’. If the member is not eligible for any of the services like PF withdrawal or pension withdrawal, due to the service criteria, then one can not able to withdraw.

Step – 6 Finally, Fill address details and Tick on certify to avail Get Aadhaar OTP button. Click on it you will received a 6 digit OTP in your mobile number registered with Aadhaar then click on Validate OTP and submit Claim Form.

Step – 7 On successfully validate you will see a message that OTP Has Been Verified , eKYC Updated And Withdrawal Claim Form Submitted Successfully On Unified Portal. Please Click Here to view pdf.

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