PM Garib Kalyan Yojana 2020

PM Garib Kalyan Yojana 2020 has announced by Finance Minister Nirmala Sitharaman on Thursday on 26th March 2020 to help fight against Covid 19 outbreak. There is 21 Days Lockdown has announced by the Government of India. The Government of PM Narendra Modi has announced a package for poors and needy. The Government has announced 1.7 Lakh Crore Package under Pradhan Mantri Garib Kalyan Yojana (PMGKY). The Government is trying to help poor people, wage worker, women, widower, physically challenged. No one will hungry, said  Sitharaman. At least 80 Crore people will be covered under PMGKY 2020.

PMGKY contains two broad components. First one is ensuring the availability of food and the second one is income support. The Government of India came up with great information to help poors and daily labourers. All of you take benefits of the PM Garb Kalyan Yojana 2020. You will get various benefits. In the following section, you can access the PMGKY Package Benefits.

PMGKY Package

All Ration Card Holders will get additional 5 Kg Rice/Wheat under this Scheme and they will not pay a single money for next 3 months. Also, the Ration Card holder will get one-kilo pulse per household for next 3 Months. Around 80 Crore will be benefited through this Yojana. The Government will spend Rs 45,000 crore for these measures.

The health Professionals while treating Covid 19 Patients meets some accident then they would be compensated with an amount of Rs 50 lakh under the scheme. Safai karamcharis, ward-boys, nurses, paramedics, technicians, doctors and specialists and other health professionals covered by a special insurance scheme.

Direct Benefit Transfer

Through the same scheme, direct transfers will be done for senior citizens, widows, farmers and daily wage labourers. 8.69 Crore Kisan will get direct Transfer through PM Kisan Nidhi Yojana. Rs 2000- Installment will be transferred to directly in Bank Account in First Week of April. All MGNREGA Workers will get Rs 202-, earlier it was 182-. It will directly benefit to more than 5 Crore Families. The Government has also announced that 3 Corer Senior Citizens, PWD and Widows will get Rs 1000- in Two installments, to be given through DBT for a time period of three months.

Jan Dhan Yojana Account Holders

Under Jan Dhan Yojana Account Holders will be covered through PMGKY. The Jan Dhan Account Holders will get a relief package of Rs 500 per month for the next three months.

Ujjawala Yojana

Under Ujjawala Yojana, the BPL Family will get free cylinders for three months. Those who are already getting the benefits, they will get Free Cylinder for next 3 month.

In further announcement, collateral-free loans have doubled to Rs 20 Lakhsfor women self-help groups. Earlier the amount was Rs 10 Lakhs.

The Financial Minister has also announced that they are going to pay EPF on behalf of Employee and Employer (24%) for Next Three Months. This is only for those monthly income under Rs 15000/-.

Rs 31000 Crore relief fund has announced for the welfare of building and construction workers, the central government.

PM Garib Kalyan Yojana 2020: Overview

Beneficiary Amount/benefit
Ration cardholder (80 Cr people) 5 kg ration free of cost additionally
Corona warriors (doctors, nurse, staff) 50 lakh insurance
Farmers (registered in PM Kisan Yojana) 2000/- (In April first week)
Jan Dhan account holders (women’s) 500/- fro next three months
Widower, poor citizens, disabled, senior citizens 1000/- (for next three month)
Ujjawala Scheme Cylinder free of cost for the next three months
SHGs Will get an extra 10 lakh collateral loan
Construction worker 31000 Cr fund will be used for them
EPF 24% (12% +12%) will be paid by the government for the next three month

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